Rory Brown Asks Floridians: Is a Virtual Bank Right For You?

It may not seem like it, but online banks have been around for over 20 years. The first genuinely full-service online-only bank was Security First Network Bank, which opened its website in 1995.

Since then virtual banks have flourished. In terms of the online banking experience, large, conventional banks are still playing catch up with virtual banks, which have focused on making sure their online user experience is intuitive, fast, and secure.

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Rory Brown, Managing Partner of Nicklaus Brown & Co., on Why the Lydians Created Modern Coinage

The history of money as a means of exchange goes back tens of thousands of years, beginning with the rise of large human communities, for which barter became an impractical solution to the problem of commodity distribution.

The Lydian empire certainly wasn’t the first to use money, but Rory Brown, the Managing Partner of Nicklaus Brown & Co., reveals why they were the first to use modern coinage.

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Rory Brown, Managing Partner of Nicklaus Brown & Co., Shares the History of Lydian Gods

In the ancient world, mythologies cross-pollinated cultures. Just as the Romans borrowed much of the Greek pantheon, changing names and narratives, the Lydians borrowed gods, in whole or in part, from some of the older civilizations that surrounded them.

In some cases, these gods were pilfered by the Lydians themselves. In other cases, the gods were likely borrowed by an earlier, Lydian precursor culture, evolving into their Lydian forms as the culture changed.

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Rory Brown, Managing Partner of Nicklaus Brown & Co., On The Lydians and Other Historical Currencies

Since the dawn of civilization, humans have used trade to procure needed items. Barter is the oldest trading system, but money, in various forms, quickly eclipsed barter as the preferred means of trade. Though true coinage was invented in the middle of the seventh century BCE, with the introduction of the Lydian stater, money is much older, and below Rory Brown traces a path from cows straight to Bitcoins.

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Rory Brown Speaks On The Composition And Appearance of Lydian Coins

There may not be a more distinctive, or visually-engaging coin than the Lydian stater. Introduced in the middle of the seventh century BCE, the stater was the first coinage system. He was the one to receive a government-backed insignia, securing its value as a means of trade.

After King Croesus converted to a then-groundbreaking bi-metallic minting process, the stater became the basis for nearly every coinage system to follow. So what made the stater so innovative?

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Rory Brown, Chairman of Goods & Services Partner, On Why Generation X Matters

Before they were called Generation X, they had a few other names applied to them, including Latchkey Kids. For the first time in history, kids spent a great deal of time on their own. Great harm to their psyches was predicted thanks to this lack of parental supervision, but it turns out that most of the people who make up Generation X actually turned out ok.

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Rory Brown (Charleston, SC), Chairman of Ad Genius, on Brand Conflict

Mr. Rory Brown is the current managing partner of Nicklaus Brown and Co., and the chairman of Ag Genius, Goods and Services, and the Nearshore Technology company. He is also a member of the Board of directors of Desano. He is one of the great minds in the business world. Several people all over the world are relying on his advice when it comes to the subject of brand management. One of his greatest contributions is in the subject of brand conflict.

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Rory Brown, Chairman of Ad Genius, Discusses the Importance of Defining Your Target Market to Accelerate Revenue Growth | Charleston, SC.

The most fundamental premise of marketing, determining the audience to whom you wish to connect, is often not the initial focus of the marketing planning process. Before you roll up our sleeves and work to produce engaging content, who, exactly, are you trying to connect with? Who is your target audience?

Creative as you may be, and as talented with audio/visual and linguistic gymnastics as you are, this is the single question, above all others, that you need to determine at the outset of any project.

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Always take money off the table, there is always another opportunity.

Rory Brown is a Managing Partner of Nicklaus Brown & Co. and the Chairman of the Board of Directors of Ad Genius, Armada Cloud, Goods & Services, and Nearshore Technology Company. Brown works with the leader of each organization on strategic initiatives, capital planning, sales and marketing, and technology initiatives focuses on improving the client experience and maximizing operational efficiency. Brown’s committed approach to working with management allows each company to focus on creating value for all stakeholders.

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Rory Brown, Chairman of Goods & Services Partners, Shares How to Develop a Culture That Embraces Technology and Change

Technology is developing at a rapid pace. However, employees, particularly in industries not generally associated with high tech, can be reticent to embrace change.

Often people operate under a “good enough” mentality. Unless they are suffering, status quo is the path of least resistance. They reason that if the technology and processes they’ve been utilizing work, why change?

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Do Your Business Partners Make You More Effective?

Great business partners provide experience and skills that complement your strengths and bolster your weaknesses. Selecting partners that share your vision is critical but partners that have different perspectives and abilities may allow the business to grow faster and avoid costly mistakes.

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Why Should Your Business Move to the Cloud?

Capital investment in communication equipment, servers, storage, software, maintenance, and security is a significant line item in corporate budgets. But there is also a hidden cost that is often overlooked by business owners themselves: the valuable IT resources expended on technology issues which are not mission-critical. Fortunately, there is a cost-effective solution available to you when, not if, you choose to migrate your business to the cloud. Solutions include guarantees related to the safety and security of your data, the ability to lower your capital expenditures, and the ability for your IT personnel to focus solely on the job they were hired to do.

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Gary Nicklaus playing the 2019 Bermuda Championship

The 2019 Bermuda Championship field is set with the passing of the typical Friday entry deadline. The field is set for this event, played at Port Royal Golf Club in the nation of Bermuda

The Bermuda Championship field is headlined by Denny McCarthy, Bud Cauley and Russell Knox. This is a 120-player field for the opposite-field event against the WGC-HSBC Champions.

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Los Angeles Business Journal Recognizes Camden Capital as Top Money Management Firm

Los Angeles, August 2018 – Camden Capital has been recognized by Los Angeles Business Journal in ‘The List’ of top Money Management Firms. The publication recognizes top Money Management Firms in Los Angeles County, ranked by assets managed in Los Angeles County as of December 31, 2017. Headquartered in El Segundo, California, Camden Capital was ranked 78th out of 100 Money Management Firms recognized by the publication in June 2018. “Our high-quality service commitment continues to be one of our core principles that has been a key differentiator in our growth,” stated CEO and Founder, John Krambeer. “We have made a conscience effort to build our business with world-class professionals whom continue to allow us to service our national client base and scale our business offering.”

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NearShore Technology Ranks on the Inc. 5000 List

This month, Inc. Magazine published its annual Inc. 5000 list, the most prestigious ranking of the nation’s fastest-growing private companies in the United States. NearShore Technology, LLC is making its second appearance on the list, coming in at #1674 with an impressive 245% 3-year growth rate. In addition, the company placed #43 for the Top IT System Development companies. “We have surrounded ourselves with great people, and with leaders whose thought leadership is unparalleled.  Our ADD VALUE mission continues to shift our perspective and expands service levels to our customers; making the Inc. 5000 list for the second year in a row is a blessing and a reflection of our teams hard work,” said Gabriel J. Apodaca, President and CEO.

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Barron’s Recognizes John Krambeer as Top Advisor Six Years in a Row

Los Angeles, April 2019 – For a sixth year in a row, CEO and Founder, John M. Krambeer has been distinguished by Barron’s as one of America’s Top Financial Advisors. The publication recognizes financial advisors that represent the top percentile of advisors who have substantial and well-managed practices located in the United States. Assets under management, revenue generated, and the quality of their practices were the lead factors included in the ranking.

“We are grateful to receive this award six years in a row and to be featured alongside the nation’s most productive advisors,” stated Mr. Krambeer. “Our clients are the cornerstone of our business, and I am inspired everyday by the dedication and commitment that our team at Camden Capital has to providing them with exceptional service.”

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Camden Capital Named Financial Times Top 300 RIA

Los Angeles, June 2019 – Camden Capital has been distinguished by the Financial Times as one of the Top 300 Registered Investment Advisors (FT 300) of 2019. Qualified registered investment advisors (RIAs) must have a minimum of $300 million in assets and no more than 75% of the practice’s assets are institutional. Selection is independent and objective, and there are no fees or other considerations required of RIAs that apply for the FT 300.

This recognition places Camden Capital among the elite RIA firms across the United States, with the average FT 300 practice managing $4.6 billion in assets. Camden Capital’s total Regulatory Assets Under Management at the time of application, as of year-end 2018, was approximately $3.17 billion. As of May 31, 2019, the firm had over $4.5 billion in assets under management.

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Camden Capital Opens New Office in Century City

Los Angeles, February 2019 – Camden Capital announces the opening of a new office location in Century City, which will allow the company to expand its footprint and provide additional growth in the Los Angeles wealth advisory area. This new office is to be located at 2029 Century Park East, Suite 3160, Los Angeles, CA, 90067. This opening will position Camden Capital with three locations across the United States to serve their clients.

The Camden Capital Century City office will be managed by Managing Director, Kara S. Boccella. Ms. Boccella has over 25 years of experience advising legal professionals, executives, entrepreneurs and high net worth individuals and families in all areas of wealth and investment management, including estate, insurance, legacy, retirement and tax planning. “We are very excited to be opening an office in the center of the LA professional community,” stated Kara Boccella. “I specialize in providing wealth management services for professionals and having an office location that is more convenient for my clients will allow me to continue to provide them with the highest level of service.”

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NearShore Technology Opening AI Lab at Georgia Tech

NearShore and The Georgia Institute of Technology are coming together to utilize Artificial Intelligence and Machine Learning to bridge the gap between corporate America and academia. By moving our Corporate Headquarters to the Coda building on Georgia Tech’s campus, NearShore is creating a collaborative environment for world renown scientists and its clients to work together on solving real world challenges.

Applying Artificial Intelligence and Machine Learning to real world problems is challenging due to a constantly changing business climate, rapidly changing technology and limited access to leading intellectual resources.

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NearShore Technology Hosts Georgia Tech LBAT Students in Merida, Mexico

This past month, NearShore Technology partnered with Georgia Tech LBAT (Language for Business and Technology) to provide fourteen study abroad students the opportunity to gain an in-depth understanding of the Yucatán history and culture. This five-week program began in Mexico City and ended in NearShore’s headquartered city, Merida. The students were each paired with a NearShore employee to work on daily projects that provided a comprehensive overview of environmental, economic, social and cultural development of the region. Required to only speak Spanish, the students interviewed government officials, village locals and spent a day teaching at a village school. With exposure to High-Tech industries, direct interactions with local residences and gaining a better understanding of the region’s culture, the LBAT program creates an invaluable experience that NearShore Technology is privileged to be a part of.

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How to Develop a Culture That Embraces Technology and Change

Rory Brown, Chairman of Goods & Services Partners, Shares How to Develop a Culture That Embraces Technology and Change

Technology is developing at a rapid pace. However, employees, particularly in industries not generally associated with high tech, can be reticent to embrace change.

Often people operate under a “good enough” mentality. Unless they are suffering, status quo is the path of least resistance. They reason that if the technology and processes they’ve been utilizing work, why change?

But this sort of thinking is extremely limiting for the organization as a whole, as it prevents it from successfully keeping up with competitors that have created a culture that embraces technology and change. These forward-thinking companies, those that recognize technology’s ability to empower employees, will almost always pass their technophobic, change-phobic peers. So in today’s hypercompetitive business environment “good enough” is never good enough. But how can an organization change its culture, and go from ignoring technological innovations to embracing them?

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Nothing but Net

As he beams proudly over his VirtualBank, Rory A. Brown seems to scatter the long shadows of failed e-businesses that got it wrong where his dot-com is getting it right. Only a year old, VirtualBank already has $300 million in assets — growth that dwarfs that of stodgy, traditional bank startups. Even better, Brown expects VirtualBank to be profitable in the first quarter. Money magazine, Brown says to make his case, named VirtualBank the best online bank. “It’s working brilliantly,” Brown enthuses.

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Gary Nicklaus makes the cut to extend this family affair by another two days

A cold putter couldn’t keep Gary Nicklaus from advancing to the weekend in the U.S. Senior Open and extending a family gathering here in this famous university town.

Playing in just his fourth event this year since rejoining the professional ranks, Nicklaus birdied his final hole Friday for a one-over 71 at the Warren Golf Course at Notre Dame to comfortably make the cut at one-under 139. He was tied for 31st place when he holed out from two feet at the ninth, his final hole of the day. The top 60 and ties advance to the weekend.

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Jack Nicklaus’ son Gary Nicklaus qualifies for the U.S. Senior Open

Gary Nicklaus’ second go at competitive golf took another notable turn when he qualified for the U.S. Senior Open Friday at the Bear’s Club in Jupiter, Fla. The Senior Open begins June 27 at Warren Golf Course at Notre Dame in South Bend, Ind.

Jack Nicklaus’ son, Gary, whose own son GT was his caddie, birdied the final two holes to post a score of 70 that got him into a three-man playoff for one spot with Lance Ten Broeck and Don Bell. Gary won the playoff on the first extra hole.

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Gary Nicklaus, successful businessman, is having fun again on the golf course

A second-round 71 in the books and a weekend spot secured at his first U.S. Senior Open, Gary Nicklaus left the interview area on a blazing-hot Friday afternoon and found his family. That’s when Barbara Nicklaus, genial matriarch of golf’s First Family, started subtly nudging her son toward contention. Now that the pressure was off, she noted, he just might fire a third-round 60 on Saturday.

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